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hrcanada@shinhan.com

Loan Review Officer

작성자
Shinhan Canada
작성일
2019-07-08 11:48
조회
164
Loan Review Officer

Shinhan Canada is looking to hire a Loan Review Officer for the Risk Management Department. This individual is an integral member of the Department, which is the Bank’s second line of defense. The successful candidate will support the Chief Risk Officer (CRO) in the delivery of the loan review function, overall and communicate with other senior Loan Review Officers (LRO) with regards to Shinhan Bank Canada’s loan review function, overall credit risk and other risk management functions within the organization.

Responsibilities of the Position

• Perform independent reviews of consumer and commercial loans underwritten by loan officers, with varying credit risks, sizes, and complexities; the review will assess the individual loan application on a risk based approach to confirm both the asset quality and adherence to approved policies and procedures.
• Support the CRO and Risk Management Committee (RMC) with actionable insights to make informed, risk-based decisions
• Prepare and submit reports of findings and analysis to the CRO, senior management, RMC, Parent bank, and regulatory bodies as requested
• Ensure that issues identified in the loan review process are tracked to resolution, monitored against established threshold and reported to CRO and/or other senior management.
• Perform review of the design and operating effectiveness of the Bank’s loan approval and administration processes, which include fraud control effectiveness, verification of supporting documents, validation of credit ratings and loan policies and procedures
• Monitor and review effectiveness of problematic loan management and remedial plans
• Make independent challenges by identifying any gaps between the Bank’s process and procedures from regulatory requirement
• Provide assistance and consultation to loan officers, auditors, and regulators as required
• Participate in departmental projects and initiatives

Skills & Qualifications
• Bachelor’s degree in accounting, finance, or risk management required
• 3+ years of experience, ideally in the areas of in a loan review, credit analysis; or equivalent combination of education or experience
• CPA designation would be considered an asset
• In-depth knowledge of Canadian lending practices, standard and regulations (e.g. OSFI B-20).
• Working knowledge of credit risk management and underwriting operational risk management.
• Strong analytical and technical skills
• Strong written and oral communications
• Demonstrate ability to prioritize and handle multiple projects while remain flexible to unpredictable changes to schedule and deadlines


Please submit your cover letter and resume using the following file name format “Name_Position” to Shinhan Bank Canada Human Resources at hrcanada@shinhan.com.

Thank you to all applicants for your interest in this job opportunity, however we will only contact candidates selected to continue in the interview process.

Posted on June 27, 2019 (date that is being posted).