This position is responsible for underwriting and adjudication of new and existing commercial loans.

Responsibilities:

• Evaluate and recommend decisions on commercial credit applications prepared by branches/CRMs
• Review and confirm credit rating assessments for new applications, renewals and loan reviews
• Perform/review yearly Real Estate Exposure Stress Test and LTV Guideline Review and report to ELC/CEO for approval
• Review new commercial appraisal applications
• Recommend and implement improvements on Bank’s commercial loan guidelines or procedures
• Prepare, coordinate and document PLC or ELC meetings.
• Coordinate Parent Bank or BOD approval request if necessary.
• Provide opinion on prior consultation requests from branches or CRM
• Review new commercial appraisal applications and request approval for registration on the Bank’s list
• Actively participate in team meetings and coaching process
• Compile or review various reports compiled by Credit Associate
• Review reports, proposals and data analysis prepared by Credit Planning
• Other duties as assigned

Education and Work Experience Requirements:

• Bachelor’s degree in a related field, or equivalent combination of education and related experience required
• 4 -7 years’ related experience in commercial underwriting and adjudication in Canadian financial institution
• Credit underwriting and adjudication experience
• Experience working with internal auditors

Language Requirements:

Required: English

Preferred: Korean

Job Related Competencies:

• Knowledge of Administration processes, practices and procedures
• Planning and Organizing
• Risk, compliance and audit mindset
• Canadian laws and regulations
• Local market knowledge
• Knowledge of Policy Development processes
• Project management
• Judgment/ Analytical thinking
• Information/ Data seeking
• Attention to detail and quality