Interest Rate
Savings Interest Rate
Regular Savings
| Product Name | If Balance is | CAD | USD |
|---|---|---|---|
| Savings Accounts | – | 1.00% | 1.00% |
| e-Savings Accounts | – | 1.05% | – |
| Chequable Savings Account | – | 0.30% | – |
| High Interest Savings | $1,000 ~ $4,999 | 1.00% | 1.00% |
| $5,000 ~ $24,999 | 1.00% | 1.00% | |
| $25,000 ~ $49,999 | 1.00% | 1.00% | |
| $50,000 ~ $99,999 | 1.00% | 1.00% | |
| $100,000 ~ $999,999 | 1.50% | 1.50% | |
| $1,000,000+ | 1.70% | 1.70% |
Term Deposits / GICs
| Product Name | Currency | Term/ Amount | $1,000 ($500*) ~ $4,999.99 | $5,000.00 ~ $49,999.99 | $50,000.00 ~ $99,999.99 | $100,000.00 ~ $499,999.99 | $500,000.00+ |
|---|---|---|---|---|---|---|---|
| Short-term GIC | CAD | 30 Days | 2.10% | 2.15% | 2.20% | 2.25% | 2.30% |
| 90 Days | 2.60% | 2.65% | 2.70% | 2.75% | 2.80% | ||
| 180 Days | 3.10% | 3.15% | 3.20% | 3.25% | 3.30% | ||
| 270 Days | 3.35% | 3.40% | 3.45% | 3.50% | 3.55% | ||
| 1 Year | 4.15% | 4.20% | 4.25% | 4.30% | 4.35% | ||
| USD | 30 Days | 1.95% | 2.05% | 2.10% | 2.15% | 2.15% | |
| 90 Days | 2.70% | 2.80% | 2.85% | 2.90% | 2.90% | ||
| 180 Days | 3.20% | 3.30% | 3.35% | 3.40% | 3.40% | ||
| 270 Days | 3.20% | 3.30% | 3.35% | 3.40% | 3.40% | ||
| 1 Year | 3.80% | 3.90% | 3.95% | 4.00% | 4.00% | ||
| e-Short Term GIC | CAD | 30 Days | 2.15% | 2.20% | 2.25% | 2.30% | 2.30% |
| 90 Days | 2.65% | 2.70% | 2.75% | 2.80% | 2.80% | ||
| 180 Days | 3.15% | 3.20% | 3.25% | 3.30% | 3.30% | ||
| 1 Year | 4.20% | 4.25% | 4.30% | 4.35% | 4.35% | ||
| Long-term GIC | CAD | 1 Year | 4.15% | 4.20% | 4.25% | 4.30% | 4.35% |
| 1.5 Years | 3.85% | 3.90% | 3.95% | 4.00% | 4.05% | ||
| 2 Years | 3.65% | 3.70% | 3.75% | 3.80% | 3.85% | ||
| 3 Years | 3.35% | 3.40% | 3.45% | 3.50% | 3.55% | ||
| 4 Years | 3.35% | 3.40% | 3.45% | 3.50% | 3.55% | ||
| 5 Years | 3.35% | 3.40% | 3.45% | 3.50% | 3.55% | ||
| USD | 1 Year | 3.80% | 3.90% | 3.95% | 4.00% | 4.00% | |
| 1.5 Years | 3.65% | 3.75% | 3.80% | 3.85% | 3.85% | ||
| 2 Years | 3.30% | 3.40% | 3.45% | 3.50% | 3.50% | ||
| 3 Years | 2.95% | 3.05% | 3.10% | 3.15% | 3.15% | ||
| 4 Years | 2.95% | 3.05% | 3.10% | 3.15% | 3.15% | ||
| 5 Years | 2.95% | 3.05% | 3.10% | 3.15% | 3.15% | ||
| e-Long Term GIC | CAD | 1 Year | 4.20% | 4.25% | 4.30% | 4.35% | 4.35% |
| 1.5 Years | 3.90% | 3.95% | 4.00% | 4.05% | 4.05% | ||
| 2 Years | 3.70% | 3.75% | 3.80% | 3.85% | 3.85% | ||
| 3 Years | 3.40% | 3.45% | 3.50% | 3.55% | 3.55% | ||
| 4 Years | 3.40% | 3.45% | 3.50% | 3.55% | 3.55% | ||
| 5 Years | 3.40% | 3.45% | 3.50% | 3.55% | 3.55% | ||
| Green Term Deposit | CAD | 30 Days | 2.00% | 2.05% | 2.10% | 2.15% | 2.20% |
| 90 Days | 2.50% | 2.55% | 2.60% | 2.65% | 2.70% | ||
| 180 Days | 3.00% | 3.05% | 3.10% | 3.15% | 3.20% | ||
| 270 Days | 3.25% | 3.30% | 3.35% | 3.40% | 3.45% | ||
| 1 Year | 3.95% | 4.00% | 4.05% | 4.10% | 4.15% | ||
| USD | 30 Days | 1.80% | 1.90% | 1.95% | 2.00% | 2.00% | |
| 90 Days | 2.55% | 2.65% | 2.70% | 2.75% | 2.75% | ||
| 180 Days | 3.05% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| 270 Days | 3.05% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| 1 Year | 3.30% | 3.40% | 3.45% | 3.50% | 3.50% | ||
| e-Green Term Deposit | CAD | 30 Days | 2.05% | 2.10% | 2.15% | 2.20% | 2.20% |
| 90 Days | 2.55% | 2.60% | 2.65% | 2.70% | 2.70% | ||
| 180 Days | 3.05% | 3.10% | 3.15% | 3.20% | 3.20% | ||
| 1 Year | 4.00% | 4.05% | 4.10% | 4.15% | 4.15% | ||
| Power Term Deposit | CAD | 1 Year | 3.95% | 4.00% | 4.05% | 4.10% | 4.15% |
| 1.5 Years | 3.65% | 3.70% | 3.75% | 3.80% | 3.85% | ||
| 2 Years | 3.35% | 3.40% | 3.45% | 3.50% | 3.55% | ||
| 3 Years | 3.05% | 3.10% | 3.15% | 3.20% | 3.25% | ||
| 4 Years | 3.05% | 3.10% | 3.15% | 3.20% | 3.25% | ||
| 5 Years | 3.05% | 3.10% | 3.15% | 3.20% | 3.25% | ||
| USD | 1 Year | 3.30% | 3.40% | 3.45% | 3.50% | 3.50% | |
| 1.5 Years | 3.15% | 3.25% | 3.30% | 3.35% | 3.35% | ||
| 2 Years | 3.05% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| 3 Years | 2.80% | 2.90% | 2.95% | 3.00% | 3.00% | ||
| 4 Years | 2.80% | 2.90% | 2.95% | 3.00% | 3.00% | ||
| 5 Years | 2.80% | 2.90% | 2.95% | 3.00% | 3.00% | ||
| e-Power Term Deposit | CAD | 1 Year | 4.00% | 4.05% | 4.10% | 4.15% | 4.15% |
| 1.5 Years | 3.70% | 3.75% | 3.80% | 3.85% | 3.85% | ||
| 2 Years | 3.40% | 3.45% | 3.50% | 3.55% | 3.55% | ||
| 3 Years | 3.10% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| 4 Years | 3.10% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| 5 Years | 3.10% | 3.15% | 3.20% | 3.25% | 3.25% | ||
| Free Term Deposit | CAD | 30 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| 60 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 180 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 1 Year | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 2 Years | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% | ||
| 3 Years | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | ||
| USD | 30 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | |
| 60 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 180 Days | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 1 Year | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | ||
| 2 Years | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% | ||
| 3 Years | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% |
| Currency | Term /Amount | $10,000 ~ $49,999.99 | $50,000.00 ~ $99,999.99 | $100,000.00 + | |
|---|---|---|---|---|---|
| Prime Term Deposit | CAD | 1 Year | P-2.50 | P-2.50 | P-2.50 |
| 2 Years | P-3.7 | P-3.7 | P-3.7 | ||
| 3 Years | P-3.70 | P-3.70 | P-3.70 | ||
| 4 Years | P-3.70 | P-3.70 | P-3.70 | ||
| 5 Years | P-3.70 | P-3.70 | P-3.70 | ||
| USD | 1 Year | P-5.25 | P-5.25 | P-5.25 | |
| 2 Years | P-6.0 | P-6.0 | P-6.0 | ||
| 3 Years | P-6.0 | P-6.0 | P-6.0 | ||
| 4 Years | P-6.0 | P-6.0 | P-6.0 | ||
| 5 Years | P-6.0 | P-6.0 | P-6.0 | ||
| Maple Term Deposit | CAD | 1 Year | 0.10% | 0.15% | 0.20% |
| 2 Years | 0.15% | 0.20% | 0.25% | ||
| 3 Years | 0.20% | 0.25% | 0.30% |
Installment Savings
| Product Name | Term | CAD | USD |
|---|---|---|---|
| Installment Saving | 6 Months | 3.20% | – |
| 12 Months | 4.30% | – | |
| 18 Months | 4.00% | – | |
| 24 Months | 3.60% | – | |
| 30 Months | 3.40% | – | |
| 36 Months | 3.25% | – | |
| 48 Months | 3.25% | – | |
| 60 Months | 3.25% | – | |
| e-Installment Saving | 6 Months | 3.25% | – |
| 12 Months | 4.35% | – | |
| 18 Months | 4.05% | – | |
| 24 Months | 3.65% | – | |
| 30 Months | 3.45% | – | |
| 36 Months | 3.30% | – | |
| 48 Months | 3.30% | – | |
| 60 Months | 3.30% | – | |
| Health Care Installment Saving | 6 Months | 3.00% | – |
| 12 Months | 4.10% | – | |
| 18 Months | 3.80% | – | |
| 24 Months | 3.40% | – | |
| 30 Months | 3.20% | – | |
| 36 Months | 3.05% | – | |
| 48 Months | 3.05% | – | |
| 60 Months | 3.05% | – | |
| Free Installment Saving | 6 Months | 3.05% | – |
| 12 Months | 4.15% | – | |
| 18 Months | 3.85% | – | |
| 24 Months | 3.45% | – | |
| 30 Months | 3.25% | – | |
| 36 Months | 3.10% | – | |
| Kids & Dream Free Installment Saving | 6 Months | 3.05% | – |
| 12 Months | 4.15% | – | |
| 18 Months | 3.85% | – | |
| 24 Months | 3.45% | – | |
| 30 Months | 3.25% | – | |
| 36 Months | 3.10% | – |
Tax-Free Savings (TFSA)
| Product Name | Term | CAD | USD |
|---|---|---|---|
| TFSA GIC | 3 Months | 2.80% | – |
| 6 Months | 3.30% | – | |
| 9 Months | 3.55% | ||
| 1 Year | 4.35% | – | |
| 2 Years | 3.85% | – | |
| 3 Years | 3.55% | – | |
| 4 Years | 3.55% | – | |
| 5 Years | 3.55% | – | |
| TFSA e-GIC | 3 Months | 2.85% | – |
| 6 Months | 3.35% | – | |
| 1 Year | 4.40% | – | |
| 2 Years | 3.90% | – | |
| 3 Years | 3.60% | – | |
| 4 Years | 3.60% | – | |
| 5 Years | 3.60% | – | |
| TFSA Term Deposit | 3 Months | 2.70% | – |
| 6 Months | 3.20% | – | |
| 9 Months | 3.45% | ||
| 1 Year | 4.15% | – | |
| 2 Years | 3.55% | – | |
| 3 Years | 3.25% | – | |
| 4 Years | 3.25% | – | |
| 5 Years | 3.25% | – | |
| TFSA Free Installment Saving | 6 Months | 3.20% | – |
| 12 Months | 4.30% | – | |
| 18 Months | 4.00% | – | |
| 24 Months | 3.60% | – | |
| 30 Months | 3.40% | – | |
| 36 Months | 3.25% | – | |
| TFSA Savings Account | – | 1.00% | – |
| TFSA e-Savings | – | 1.05% | – |
Retirement Savings (RRSP/RRIF)
| Product | Term | CAD | USD |
|---|---|---|---|
| RRSP GIC | Less than 6 Months | 2.80% | – |
| 6 Months | 3.30% | – | |
| 9 Months | 3.55% | ||
| 1 Year | 4.35% | – | |
| 1.5 Years | 4.05% | – | |
| 2 Years | 3.85% | – | |
| 3 Years | 3.55% | – | |
| 4 Years | 3.55% | – | |
| 5 Years | 3.55% | – | |
| RRSP e-GIC | Less than 6 Months | 2.85% | – |
| 6 Months | 3.35% | – | |
| 1 Year | 4.40% | – | |
| 1.5 Years | 4.10% | – | |
| 2 Years | 3.90% | – | |
| 3 Years | 3.60% | – | |
| 4 Years | 3.60% | – | |
| 5 Years | 3.60% | – | |
| RRSP Term Deposit | Less than 6 Months | 2.70% | – |
| 6 Months | 3.20% | – | |
| 9 Months | 3.45% | ||
| 1 Year | 4.15% | – | |
| 1.5 Years | 3.85% | – | |
| 2 Years | 3.55% | – | |
| 3 Years | 3.25% | – | |
| 4 Years | 3.25% | – | |
| 5 Years | 3.25% | – | |
| RRIF Term Deposit | Less than 6 Months | 2.70% | – |
| 6 Months | 3.20% | – | |
| 9 Months | 3.45% | ||
| 1 Year | 4.15% | – | |
| 1.5 Years | 3.85% | – | |
| 2 Years | 3.55% | – | |
| 3 Years | 3.25% | – | |
| 4 Years | 3.25% | – | |
| 5 Years | 3.25% | – | |
| RRSP Savings Account | – | 1.00% | – |
| RRSP e-Savings | – | 1.05% | – |
| RRIF Savings Account | – | 1.00% | – |
Posted Rates have been updated as of September 9, 2024.