Residential Mortgages

Perfect solution for the most important decision for your family

New Purchase

Flexible and affordable mortgage options for your new home

  • Amortization up to 30 years
  • Borrow up to 80% of your home value
  • Borrow-as-you-pay option available (Home Equityline)
  • Variable & fixed interest rate


Access the equity you deserve

  • Access up to 80% of your home value
  • Flexible amortization up to 30 years
  • Switch mortgage provider, renovate your home, consolidate debts for a lower interest rate, or use equity from your home for other purposes

(Home Equity Line of Credit)

A convenient borrowing option with flexibility and lower costs

  • Borrow up to 65% of your home value through line of credit
  • Can be combined with your mortgage to borrow up to 80% of home value in total
  • Pay interest only on the amount you used
  • Pay down principal whenever you can and the money is available again

¹ Subject to meeting Shinhan Bank Canada’s usual lending criteria

[Promotion] Up to 30% prepayment privilege for residential mortgage borrowers who are paying interest only. Please contact your branch for more details.