Personal Loans and Lines
Exclusively for Shinhan Bank clients with their special needs
Personal Loans
For clients in need of short term personal credit facility
- Secured/unsecured options
- Non-revolving credit
- Typically lower interest rates compared to personal lines
- Can be an alternative solution for a car financing
Lines of Credit
For clients who want flexibility in borrowing
- Secured/unsecured options
- Revolving credit
- Maximum flexibility with repayment options
- Variable interest rate only
Stand-by Letter of Credit
Quick solution for clients with overseas assets
- Borrow without having to move assets
- One year term
- Competitive interest rates
- Up to 100% of the guaranteed amount limit
RRSP Loans
For clients that wish to amortize yearly RRSP contributions for them and their spouses
- Unsecured personal loan for RRSP contribution
- Maximum up to yearly RRSP contribution limit
- Flexible amortization
- Competitive interest rates